The First Time Homebuyer Program makes purchasing a home more affordable for families and individuals by offering fixed, low-interest rate mortgage loans. In addition, Florida Housing also offers down payment and closing costs assistance to eligible borrowers, which can greatly reduce the out of pocket expense to the buyer.

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The $15,000 Down Payment Assistance Program is currently available for first time home buyers, and is also available to buyers who have not owned a home in the past three years.

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