Think you need a perfect credit score? Think again...

Many potential home buyers have been conditioned to believe that in order to purchase a home they need an outstanding credit score, among many other factors. Although higher credit scores certainly are an advantage, a recent Origination Report from Ellie Mae ( a software company that processes almost a quarter of U.S. mortgage applications) shows that over 50% of all approved loans had a FICO score under 750.

If you've been considering or wishing to purchase a home of your very own, in addition to lower acceptable credit scores, there are many assistance programs allowing buyers to bring little to no money down at the closing table. Get in touch with your local Realtor and lender today. The future might be closer than it seems.

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